Interest Rates

Choosing the Right Interest Rate


Borrowers Often Start with the Wrong Question Once Borrowers understand that it is the Borrower that chooses the interest rate and not the lender, the question that often follows is, "Is it better to pay more upfront cost and get a better interest rate, or take a higher rate and receive a lender credit?"  The [...]

Choosing the Right Interest Rate2019-08-19T04:41:20-08:00

Interest Rate Pricing Explained


How does Interest Rate Pricing Work? Borrowers often ask the question, "What is the mortgage interest rate at today?"  The correct answer to this question is that there is not a single answer to this question.  Rates are dependent on many variables such as FICO credit score, Loan-to-Value (LTV) ratio, loan type, etc.  [...]

Interest Rate Pricing Explained2019-08-19T11:21:11-08:00